Debt and banking

Insolvency and restructuring

Advice on payment difficulties: assessment, restructuring options and insolvency proceedings according to the nature and circumstances of your activity.

How we can help

Assess the difficulties

We review cash flow, due dates and obligations to understand whether the problem is temporary or affects continuity. The assessment includes key agreements, security and any proceedings already underway.

Negotiation and alternatives

We assess potentially applicable negotiation and restructuring options. We identify the information needed for creditors and the decisions management should review before taking on further commitments.

Prepare the proceedings

We organise financial and legal documentation for the applicable route, including the special microenterprise procedure where relevant. Filing and subsequent work are specified in the engagement.

Coordinate decisions

Insolvency may affect shareholders, employees, creditors and directors. We identify those connections to coordinate business, tax and employment advice without conflating the responsibilities of different people or entities.

Frequently asked questions

Is this the same as second-chance relief?

They are related services, but the debtor’s profile and the purpose of the proceedings determine the assessment. Second-chance relief focuses on potential discharge for an individual.

Can business continuity be guaranteed?

No. Advice depends on resources, liabilities, viability and available options. We compare scenarios before recommending action.

Tell us about your case.

We will help you find the right next step.

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